@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@600;700&display=swap');

:root {
  --navy: #1a2744;
  --navy-light: #243460;
  --dark-gray: #2d3748;
  --gold: #c9a84c;
  --gold-light: #e8c96a;
  --orange: #e07b39;
  --white: #ffffff;
  --off-white: #f8f9fb;
  --light-gray: #eef0f4;
  --mid-gray: #8a94a6;
  --text-main: #1e2535;
  --text-secondary: #4a5568;
  --border: #dde1ea;
  --shadow: 0 4px 24px rgba(26, 39, 68, 0.08);
  --shadow-hover: 0 8px 40px rgba(26, 39, 68, 0.15);
  --radius: 10px;
  --radius-lg: 16px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--white);
  color: var(--text-main);
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ─── TYPOGRAPHY ─────────────────────────────────── */
h1,h2,h3,h4,h5,h6 {
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
}
h1 { font-size: clamp(2rem, 4vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }

.serif { font-family: 'Playfair Display', serif; }
.gold { color: var(--gold); }
.navy { color: var(--navy); }

/* ─── CONTAINER ──────────────────────────────────── */
.container { max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: 1360px; margin: 0 auto; padding: 0 24px; }

/* ─── HEADER ─────────────────────────────────────── */
header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 16px rgba(26,39,68,0.18);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 24px;
  height: 68px;
  max-width: 1360px;
  margin: 0 auto;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.logo-mark {
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, var(--gold) 0%, var(--orange) 100%);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--white);
  letter-spacing: -0.5px;
  flex-shrink: 0;
}

.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-name { font-size: 1.2rem; font-weight: 800; color: var(--white); letter-spacing: 0.5px; }
.logo-tagline { font-size: 0.62rem; color: var(--gold-light); text-transform: uppercase; letter-spacing: 1.2px; }

nav { display: flex; align-items: center; gap: 2px; }

nav a {
  color: rgba(255,255,255,0.8);
  font-size: 0.82rem;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: 6px;
  transition: all 0.2s;
  letter-spacing: 0.2px;
}
nav a:hover, nav a.active { color: var(--white); background: rgba(255,255,255,0.08); }

.nav-cta {
  background: linear-gradient(135deg, var(--gold) 0%, var(--orange) 100%) !important;
  color: var(--white) !important;
  font-weight: 600 !important;
  padding: 7px 16px !important;
  border-radius: 6px !important;
  margin-left: 8px;
}
.nav-cta:hover { opacity: 0.92; transform: translateY(-1px); }

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  background: none;
  border: none;
}
.burger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ─── MOBILE NAV ─────────────────────────────────── */
.mobile-nav {
  display: none;
  background: var(--navy-light);
  padding: 16px 24px 20px;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  color: rgba(255,255,255,0.85);
  padding: 10px 0;
  font-size: 0.9rem;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: color 0.2s;
}
.mobile-nav a:hover { color: var(--gold); }

/* ─── HERO ───────────────────────────────────────── */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 50%, #2a3d6e 100%);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
}

.hero-content { }
.hero-kicker {
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--gold);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero-kicker::before {
  content: '';
  display: block;
  width: 24px;
  height: 2px;
  background: var(--gold);
}

.hero h1 {
  color: var(--white);
  font-size: clamp(2.2rem, 4vw, 3.4rem);
  margin-bottom: 22px;
  font-weight: 800;
  line-height: 1.15;
}
.hero h1 em {
  font-style: normal;
  color: var(--gold-light);
}

.hero-lead {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.25s;
  border: none;
  text-decoration: none;
  letter-spacing: 0.2px;
}
.btn-primary {
  background: linear-gradient(135deg, var(--gold) 0%, var(--orange) 100%);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(201,168,76,0.3);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,168,76,0.4); }
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.3);
}
.btn-outline:hover { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.5); }
.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover { background: var(--navy-light); transform: translateY(-2px); }
.btn-gold {
  background: linear-gradient(135deg, var(--gold) 0%, var(--orange) 100%);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(201,168,76,0.25);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,168,76,0.38); }
.btn-sm { padding: 9px 20px; font-size: 0.82rem; }
.btn-lg { padding: 16px 36px; font-size: 1rem; }

.hero-image-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(0,0,0,0.35);
  aspect-ratio: 4/3;
}
.hero-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-stats {
  display: flex;
  gap: 32px;
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-stat { }
.hero-stat-val {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--gold-light);
  line-height: 1;
}
.hero-stat-label {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.55);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 4px;
}

/* ─── SECTIONS ───────────────────────────────────── */
.section { padding: 80px 0; }
.section-sm { padding: 52px 0; }
.section-lg { padding: 100px 0; }

.section-alt { background: var(--off-white); }
.section-dark { background: var(--navy); color: var(--white); }
.section-dark h2, .section-dark h3, .section-dark h4 { color: var(--white); }

.section-header { margin-bottom: 52px; }
.section-header.center { text-align: center; }
.section-kicker {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--gold);
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.section-kicker.center { justify-content: center; }
.section-kicker::before {
  content: '';
  display: block;
  width: 20px;
  height: 2px;
  background: var(--gold);
}
.section-kicker.center::before { display: none; }
.section-header h2 { margin-bottom: 14px; }
.section-header p {
  color: var(--text-secondary);
  font-size: 1.05rem;
  max-width: 600px;
  line-height: 1.75;
}
.section-header.center p { margin: 0 auto; }

/* ─── CARDS ──────────────────────────────────────── */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: all 0.3s;
  box-shadow: var(--shadow);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }

.card-img { aspect-ratio: 16/9; overflow: hidden; }
.card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.card:hover .card-img img { transform: scale(1.04); }

.card-body { padding: 24px; }
.card-category {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--gold);
  margin-bottom: 10px;
}
.card-body h3 { font-size: 1.1rem; margin-bottom: 10px; }
.card-body h3 a { color: var(--navy); transition: color 0.2s; }
.card-body h3 a:hover { color: var(--gold); }
.card-body p { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.65; margin-bottom: 16px; }

.card-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.78rem;
  color: var(--mid-gray);
  padding-top: 14px;
  border-top: 1px solid var(--border);
}
.card-meta span { display: flex; align-items: center; gap: 4px; }

/* ─── GRID LAYOUTS ───────────────────────────────── */
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fill, minmax(300px,1fr)); gap: 28px; }

/* ─── FEATURE BLOCKS ─────────────────────────────── */
.feature-strip {
  background: var(--navy);
  padding: 48px 0;
}
.feature-strip-inner {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 1px;
  background: rgba(255,255,255,0.08);
}
.feature-item {
  background: var(--navy);
  padding: 36px 28px;
  text-align: center;
  transition: background 0.2s;
}
.feature-item:hover { background: var(--navy-light); }
.feature-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, rgba(201,168,76,0.15) 0%, rgba(224,123,57,0.15) 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-size: 1.4rem;
}
.feature-item h4 { color: var(--white); margin-bottom: 8px; font-size: 1rem; }
.feature-item p { color: rgba(255,255,255,0.55); font-size: 0.82rem; line-height: 1.6; }

/* ─── STAT BLOCKS ────────────────────────────────── */
.stats-row {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 24px;
}
.stat-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  padding: 30px 24px;
  box-shadow: var(--shadow);
  position: relative;
  overflow: hidden;
}
.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px;
  height: 100%;
  background: linear-gradient(135deg, var(--gold), var(--orange));
}
.stat-num {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-num span { color: var(--gold); }
.stat-label { font-size: 0.82rem; color: var(--text-secondary); line-height: 1.5; }
.stat-change {
  display: inline-flex;
  align-items: center;
  gap: 3px;
  font-size: 0.72rem;
  font-weight: 600;
  margin-top: 8px;
  padding: 3px 8px;
  border-radius: 20px;
}
.stat-change.up { background: rgba(72,187,120,0.1); color: #276749; }
.stat-change.down { background: rgba(229,62,62,0.1); color: #9b2c2c; }

/* ─── INFO BOXES ─────────────────────────────────── */
.info-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow);
}
.info-box-navy {
  background: var(--navy);
  border: none;
  color: var(--white);
}
.info-box-gold {
  background: linear-gradient(135deg, #fffbef 0%, #fff7e0 100%);
  border-color: rgba(201,168,76,0.3);
}

.callout {
  border-left: 4px solid var(--gold);
  background: rgba(201,168,76,0.06);
  padding: 20px 24px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 24px 0;
}
.callout p { color: var(--text-main); font-style: italic; margin: 0; }

/* ─── CONTENT PAGE ───────────────────────────────── */
.page-header {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 60px 0 52px;
}
.page-header-inner { max-width: 720px; }
.page-header .breadcrumb {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 16px;
}
.page-header .breadcrumb a { color: rgba(255,255,255,0.6); transition: color 0.2s; }
.page-header .breadcrumb a:hover { color: var(--gold); }
.page-header .breadcrumb span { color: rgba(255,255,255,0.3); }
.page-header h1 { color: var(--white); margin-bottom: 14px; }
.page-header p { color: rgba(255,255,255,0.7); font-size: 1.05rem; }

.content-layout {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 48px;
  align-items: start;
}
.content-main { }
.content-sidebar { }

.article-body { line-height: 1.8; }
.article-body h2 { margin: 36px 0 16px; color: var(--navy); padding-top: 8px; }
.article-body h3 { margin: 28px 0 12px; color: var(--navy-light); }
.article-body p { color: var(--text-secondary); margin-bottom: 18px; }
.article-body ul, .article-body ol { margin: 0 0 18px 24px; color: var(--text-secondary); }
.article-body li { margin-bottom: 8px; }
.article-body strong { color: var(--text-main); }

/* ─── SIDEBAR ────────────────────────────────────── */
.sidebar-widget {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 24px;
  box-shadow: var(--shadow);
}
.sidebar-widget h4 {
  font-size: 0.88rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--navy);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--gold);
}
.sidebar-link-list a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 9px 0;
  color: var(--text-secondary);
  font-size: 0.87rem;
  border-bottom: 1px solid var(--light-gray);
  transition: color 0.2s;
}
.sidebar-link-list a:last-child { border-bottom: none; }
.sidebar-link-list a:hover { color: var(--navy); }
.sidebar-link-list a::before {
  content: '›';
  color: var(--gold);
  font-size: 1.1rem;
  flex-shrink: 0;
}

/* ─── TABLE ──────────────────────────────────────── */
.data-table { width: 100%; border-collapse: collapse; margin: 24px 0; }
.data-table th {
  background: var(--navy);
  color: var(--white);
  padding: 12px 16px;
  text-align: left;
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.data-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  color: var(--text-secondary);
  font-size: 0.88rem;
}
.data-table tr:nth-child(even) td { background: var(--off-white); }
.data-table tr:hover td { background: rgba(201,168,76,0.06); }

/* ─── TESTIMONIAL ────────────────────────────────── */
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  padding: 32px;
  box-shadow: var(--shadow);
}
.testimonial-card p {
  font-size: 1rem;
  font-style: italic;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 20px;
}
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.author-avatar {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
}
.author-name { font-weight: 600; color: var(--navy); font-size: 0.9rem; }
.author-title { font-size: 0.78rem; color: var(--mid-gray); }

/* ─── CONTACT ────────────────────────────────────── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.contact-form { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 40px; box-shadow: var(--shadow); }

.form-group { margin-bottom: 20px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-label { display: block; font-size: 0.82rem; font-weight: 600; color: var(--navy); margin-bottom: 7px; }
.form-label .req { color: var(--orange); }
.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  color: var(--text-main);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
}
.form-control:focus { border-color: var(--navy); box-shadow: 0 0 0 3px rgba(26,39,68,0.08); }
textarea.form-control { resize: vertical; min-height: 130px; }
select.form-control { cursor: pointer; }

.form-check { display: flex; align-items: flex-start; gap: 10px; }
.form-check input[type="checkbox"] { width: 16px; height: 16px; cursor: pointer; accent-color: var(--navy); flex-shrink: 0; margin-top: 2px; }
.form-check-label { font-size: 0.82rem; color: var(--text-secondary); }
.form-check-label a { color: var(--navy); text-decoration: underline; }

.success-message {
  display: none;
  background: linear-gradient(135deg, #f0fff4 0%, #e6ffed 100%);
  border: 1.5px solid #68d391;
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-top: 16px;
  text-align: center;
}
.success-message.show { display: block; }
.success-message .check-icon { font-size: 2rem; margin-bottom: 8px; }
.success-message h4 { color: #276749; margin-bottom: 6px; }
.success-message p { color: #276749; font-size: 0.88rem; margin: 0; }

.contact-info-block { padding: 8px 0; }
.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px 0;
  border-bottom: 1px solid var(--border);
}
.contact-info-item:last-child { border-bottom: none; }
.contact-icon {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, rgba(201,168,76,0.12) 0%, rgba(224,123,57,0.12) 100%);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.1rem;
}
.contact-info-item h5 { font-size: 0.82rem; color: var(--mid-gray); text-transform: uppercase; letter-spacing: 0.8px; margin-bottom: 4px; }
.contact-info-item p { font-size: 0.95rem; color: var(--text-main); margin: 0; }
.contact-info-item a { color: var(--text-main); transition: color 0.2s; }
.contact-info-item a:hover { color: var(--gold); }

/* ─── CTA SECTION ────────────────────────────────── */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  padding: 72px 0;
  text-align: center;
}
.cta-section h2 { color: var(--white); margin-bottom: 16px; }
.cta-section p { color: rgba(255,255,255,0.7); font-size: 1.05rem; max-width: 560px; margin: 0 auto 32px; }
.cta-section .btn-gold { font-size: 1rem; padding: 15px 36px; }

/* ─── BREADCRUMB ─────────────────────────────────── */
.breadcrumb-bar {
  background: var(--off-white);
  border-bottom: 1px solid var(--border);
  padding: 12px 0;
}
.breadcrumb-inner {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  color: var(--mid-gray);
}
.breadcrumb-inner a { color: var(--text-secondary); transition: color 0.2s; }
.breadcrumb-inner a:hover { color: var(--navy); }
.breadcrumb-inner .sep { color: var(--mid-gray); }
.breadcrumb-inner .current { color: var(--navy); font-weight: 500; }

/* ─── ARTICLE PAGE ───────────────────────────────── */
.article-header { margin-bottom: 36px; }
.article-title { font-size: clamp(1.8rem, 3.5vw, 2.6rem); margin-bottom: 16px; }
.article-meta-bar {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  padding: 14px 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  margin-bottom: 28px;
}
.article-meta-bar span { display: flex; align-items: center; gap: 5px; font-size: 0.8rem; color: var(--mid-gray); }

.article-featured-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 32px;
  aspect-ratio: 21/9;
}
.article-featured-img img { width: 100%; height: 100%; object-fit: cover; }

/* ─── CHART PLACEHOLDER ──────────────────────────── */
.chart-block {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  margin: 24px 0;
}
.chart-title { font-size: 0.88rem; font-weight: 700; color: var(--navy); margin-bottom: 16px; text-transform: uppercase; letter-spacing: 0.5px; }
.chart-bars { display: flex; align-items: flex-end; gap: 10px; height: 140px; }
.chart-bar-group { display: flex; flex-direction: column; align-items: center; gap: 6px; flex: 1; }
.chart-bar {
  width: 100%;
  background: linear-gradient(180deg, var(--gold) 0%, var(--orange) 100%);
  border-radius: 4px 4px 0 0;
  min-height: 8px;
  transition: opacity 0.2s;
}
.chart-bar:hover { opacity: 0.85; }
.chart-bar.navy { background: linear-gradient(180deg, var(--navy-light) 0%, var(--navy) 100%); }
.chart-label { font-size: 0.68rem; color: var(--mid-gray); white-space: nowrap; }

/* ─── FAQ ────────────────────────────────────────── */
.faq-item { border: 1px solid var(--border); border-radius: var(--radius); margin-bottom: 10px; overflow: hidden; }
.faq-question {
  width: 100%;
  background: var(--white);
  border: none;
  padding: 18px 24px;
  text-align: left;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  transition: background 0.2s;
}
.faq-question:hover { background: var(--off-white); }
.faq-question.active { background: var(--navy); color: var(--white); }
.faq-arrow { width: 20px; height: 20px; flex-shrink: 0; transition: transform 0.3s; }
.faq-question.active .faq-arrow { transform: rotate(180deg); filter: invert(1); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.faq-answer.open { max-height: 400px; }
.faq-answer-inner { padding: 16px 24px 20px; color: var(--text-secondary); font-size: 0.9rem; line-height: 1.75; border-top: 1px solid var(--border); }

/* ─── TAGS ───────────────────────────────────────── */
.tag-list { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0; }
.tag {
  padding: 5px 12px;
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 600;
  background: var(--light-gray);
  color: var(--text-secondary);
  transition: all 0.2s;
}
.tag:hover { background: var(--navy); color: var(--white); }
.tag a { color: inherit; }
.tag.gold-tag { background: rgba(201,168,76,0.12); color: var(--gold); border: 1px solid rgba(201,168,76,0.25); }

/* ─── PAGINATION ─────────────────────────────────── */
.pagination { display: flex; align-items: center; gap: 6px; justify-content: center; margin-top: 48px; }
.page-link {
  width: 38px; height: 38px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 8px;
  border: 1.5px solid var(--border);
  color: var(--text-secondary);
  font-size: 0.88rem;
  font-weight: 500;
  transition: all 0.2s;
}
.page-link:hover, .page-link.active {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

/* ─── NEWSLETTER ─────────────────────────────────── */
.newsletter-block {
  background: linear-gradient(135deg, rgba(201,168,76,0.08) 0%, rgba(224,123,57,0.08) 100%);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: var(--radius-lg);
  padding: 40px;
  text-align: center;
}
.newsletter-block h3 { margin-bottom: 10px; }
.newsletter-block p { color: var(--text-secondary); font-size: 0.9rem; margin-bottom: 24px; }
.newsletter-form { display: flex; gap: 10px; max-width: 440px; margin: 0 auto; }
.newsletter-form input {
  flex: 1;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: 8px;
  font-size: 0.9rem;
  outline: none;
  transition: border-color 0.2s;
}
.newsletter-form input:focus { border-color: var(--navy); }

/* ─── POLICY PAGES ───────────────────────────────── */
.policy-content { max-width: 780px; }
.policy-content h2 { margin: 36px 0 14px; font-size: 1.35rem; }
.policy-content h3 { margin: 24px 0 10px; font-size: 1.1rem; color: var(--navy-light); }
.policy-content p { color: var(--text-secondary); margin-bottom: 16px; line-height: 1.8; }
.policy-content ul, .policy-content ol { margin: 0 0 16px 24px; color: var(--text-secondary); }
.policy-content li { margin-bottom: 8px; line-height: 1.7; }
.policy-content table { width: 100%; border-collapse: collapse; margin: 20px 0; }
.policy-content table th { background: var(--navy); color: var(--white); padding: 10px 14px; font-size: 0.82rem; text-align: left; }
.policy-content table td { padding: 10px 14px; border-bottom: 1px solid var(--border); font-size: 0.87rem; color: var(--text-secondary); }
.policy-content table tr:nth-child(even) td { background: var(--off-white); }
.policy-last-updated {
  display: inline-block;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 0.78rem;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 24px;
}

/* ─── SITEMAP ────────────────────────────────────── */
.sitemap-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 32px; }
.sitemap-section h4 { font-size: 0.82rem; text-transform: uppercase; letter-spacing: 1.5px; color: var(--gold); border-bottom: 2px solid var(--gold); padding-bottom: 8px; margin-bottom: 14px; }
.sitemap-section a {
  display: block;
  font-size: 0.88rem;
  color: var(--text-secondary);
  padding: 6px 0;
  border-bottom: 1px solid var(--light-gray);
  transition: color 0.2s;
}
.sitemap-section a:hover { color: var(--navy); padding-left: 4px; }

/* ─── FOOTER ─────────────────────────────────────── */
footer {
  background: var(--navy);
  color: var(--white);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
}

.footer-brand p {
  color: rgba(255,255,255,0.55);
  font-size: 0.85rem;
  line-height: 1.7;
  margin: 16px 0 20px;
  max-width: 280px;
}

.footer-contact-mini { font-size: 0.82rem; color: rgba(255,255,255,0.55); margin-bottom: 6px; }
.footer-contact-mini a { color: rgba(255,255,255,0.7); transition: color 0.2s; }
.footer-contact-mini a:hover { color: var(--gold); }

.footer-col h5 {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--gold);
  margin-bottom: 18px;
}

.footer-col ul { }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul a {
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
  transition: color 0.2s;
}
.footer-col ul a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.4); }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.75rem; color: rgba(255,255,255,0.4); transition: color 0.2s; }
.footer-bottom-links a:hover { color: var(--gold); }

/* ─── DISCLAIMER BANNER ──────────────────────────── */
.disclaimer-banner {
  background: rgba(26,39,68,0.95);
  border-top: 3px solid var(--gold);
  padding: 14px 0;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  display: none;
}
.disclaimer-banner.show { display: block; }
.disclaimer-inner {
  display: flex;
  align-items: center;
  gap: 16px;
  justify-content: space-between;
}
.disclaimer-text { font-size: 0.78rem; color: rgba(255,255,255,0.7); }
.disclaimer-text a { color: var(--gold); }
.disclaimer-close {
  flex-shrink: 0;
  background: rgba(255,255,255,0.1);
  border: none;
  color: var(--white);
  width: 28px; height: 28px;
  border-radius: 6px;
  cursor: pointer;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
}
.disclaimer-close:hover { background: rgba(255,255,255,0.2); }

/* ─── COOKIE BANNER ──────────────────────────────── */
.cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--white);
  border-top: 3px solid var(--navy);
  padding: 20px 24px;
  z-index: 9000;
  box-shadow: 0 -8px 32px rgba(0,0,0,0.12);
  display: none;
}
.cookie-banner.show { display: block; }
.cookie-inner {
  max-width: 1180px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
.cookie-inner p { font-size: 0.83rem; color: var(--text-secondary); flex: 1; }
.cookie-inner a { color: var(--navy); text-decoration: underline; }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ─── HIGHLIGHT BOX ──────────────────────────────── */
.highlight-row {
  display: grid;
  grid-template-columns: repeat(2,1fr);
  gap: 24px;
  margin: 28px 0;
}
.highlight-item {
  background: var(--off-white);
  border-left: 4px solid var(--gold);
  padding: 20px;
  border-radius: 0 var(--radius) var(--radius) 0;
}
.highlight-item h5 { color: var(--navy); margin-bottom: 6px; font-size: 0.95rem; }
.highlight-item p { color: var(--text-secondary); font-size: 0.85rem; margin: 0; }

/* ─── ABOUT PAGE ─────────────────────────────────── */
.team-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.3s;
}
.team-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-hover); }
.team-photo { aspect-ratio: 3/2; overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.team-card:hover .team-photo img { transform: scale(1.05); }
.team-info { padding: 20px; }
.team-info h4 { margin-bottom: 4px; }
.team-role { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 1px; color: var(--gold); font-weight: 600; margin-bottom: 10px; }
.team-info p { font-size: 0.85rem; color: var(--text-secondary); margin: 0; }

/* ─── RESPONSIVE ─────────────────────────────────── */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .feature-strip-inner { grid-template-columns: repeat(2,1fr); }
  .stats-row { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-image-wrap { max-width: 540px; }
  .content-layout { grid-template-columns: 1fr; }
  .content-sidebar { order: -1; }
  .sidebar-widget { max-width: 100%; }
}

@media (max-width: 768px) {
  nav { display: none; }
  .burger { display: flex; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: repeat(2,1fr); }
  .feature-strip-inner { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }
  .sitemap-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .newsletter-form { flex-direction: column; }
  .form-row { grid-template-columns: 1fr; }
  .highlight-row { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .stats-row { grid-template-columns: 1fr; }
  .sitemap-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .btn { width: 100%; justify-content: center; }
}

/* ─── UTILS ──────────────────────────────────────── */
.text-center { text-align: center; }
.text-right { text-align: right; }
.mt-0 { margin-top: 0; }
.mt-8 { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-0 { margin-bottom: 0; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.d-flex { display: flex; }
.align-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-12 { gap: 12px; }
.gap-16 { gap: 16px; }
.gap-24 { gap: 24px; }
.flex-wrap { flex-wrap: wrap; }
.w-100 { width: 100%; }
.hidden { display: none !important; }
.divider { height: 1px; background: var(--border); margin: 32px 0; }